Qualifications to Join The Village
The Village of Polk City is a one-of-a-kind women-owned and women-managed community designed for belonging, affordability, and security. Before you join, here’s what you need to know.
Basic Qualifications
Be a U.S. Citizen
Be 35 years or older
Hold and maintain an active Elite Membership at all times
Residency is available only to active members. Only women members may live full-time in The Village at Polk City.
Pathways to Your Bondnest
Every woman’s journey is unique. That’s why The Village at Polk City offers three pathways, each with its own requirements, renewal fees, and benefits. No matter the path, every fee you pay is already an investment into your future home.
Choose Your Path
Every woman’s journey looks different—select the tier that matches your goals, lifestyle, and timeline, and take the first step toward your bondnest.
Elite Rise
Entry Fee: $500
Annual Renewal Fee (after 12 months): $500/year
For women ready to take their first step toward stability and community.
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Entry Fee includes annual Elite Membership (a $228 value)
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Financial coaching + starter workshops
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Access to community events & resources
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Guided pathway to bondnest eligibility
- Phase 3 access to available bondnests
Best For: Women beginning their journey, laying the foundation for long-term success.
Elite Max
Entry Fee: $1,000
Annual Renewal Fee (after 12 months): $750/year
For women who want full access and accelerated progress.
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Includes annual Elite Membership (a $228 value)
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Priority bondnest placement options
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Quarterly coaching sessions with financial experts
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Invitations to select premium community events
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Exclusive credits for personalization + upgrades
- Phase 2 access to available bondnests
Best For: Women committed to maximizing their membership and moving faster toward retirement and homeownership goals.
Elite Legacy
Entry Fee: $1,500
Annual Renewal Fee (after 12 months): $1,000/year
For women who want to leave a mark and secure their place in The Village at Polk City story.
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Includes annual Elite Membership (a $228 value)
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Reserved bondnest opportunities in top locations
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Annual Village Summit invitation
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Legacy recognition within The Village at Polk City
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Highest level of personalization, planning & perks
- Phase 1 access to available bondnests
Best For: Women who are financially secure, ready to retire, and want to build a lasting legacy in The Village.
Got Questions? We’ve Got Answers.
Find everything you need to know about joining The Village at Polk City.
How do I apply?
It’s simple:
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Be 35+ and a U.S. citizen
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Become an Elite Member
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Choose your path (Rise, Max, or Legacy)
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Pay your Enrollment Fee to unlock your spot
From there, you’ll begin your personalized pathway with workshops, events, and support.
Who can apply to The Village?
The Village at Polk City is for women who are ready to claim financial freedom and secure a future built on stability and connection. To apply, you must be:
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35 or older
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A U.S. Citizen
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An Elite Member of The Bond Maker
Once your application is approved, you’ll pay your enrollment fee and choose from three empowering paths:
Elite Rise – A guided pathway with workshops, accountability circles, and step-by-step support to help you become mortgage-ready.
Elite Max – Added perks, quarterly events, and personalized financial guidance designed to fast-track your journey to a bondnest.
Elite Legacy – Lifetime placement protection, exclusive retreats, and benefits you can even pass on to a loved one.
What happens if I don’t qualify for a mortgage?
Not every woman is ready on day one—that’s why we offer support through workshops, financial guidance, and community events. If you’re not mortgage-ready yet, your tier helps you build the skills, savings, and confidence to get there.
Are the fees refundable?
No. All entry and annual fees are nonrefundable. These fees cover your access to workshops, events, financial tools, and your place in The Village at Polk City community, whether or not you move forward with a bondnest.
How much does a bondnest cost?
bondnests range from $70,000 to $190,000 and can be customized. We’ve designed pricing to make homeownership accessible, flexible, and empowering.
Is there an HOA fee?
Yes. Each bondnest is part of a larger Village community. The HOA fee is estimated at around $35/month and covers shared amenities, community upkeep, and lifestyle perks.
How does the monthly mortgage payment work?
Your bondnest is designed for a mortgage payment at or below 30% of your income, keeping housing affordable and freeing up money for travel, wellness, and living life on your terms. Payments are made directly to our lending partners once you’ve been approved.
What’s the timeline from application to moving in?
Most Elite Rise members will complete their Pathway to Homeownership in 12–24 months, depending on credit, savings, and personal readiness. Once you qualify, you’ll be matched with available bondnests as they are built. Elite Max and Elite Legacy Members are not required to complete the Pathway to Homeownership.
What income and credit requirements do I need?
There are no income or credit requirements to enroll. However, when it’s time to build your bondnest, you’ll need to qualify with a lender or pay in full. While exact requirements vary by lender, most aim for a credit score of 680+ and sufficient savings for a down payment or closing costs. We’ll guide you along the way so you feel confident and prepared.